All it takes is just three questions. If your client answers “No” to these three questions, the policy is issued!

A. Do you currently receive kidney dialysis or require oxygen use or have you been diagnosed as having a terminal illness? (Terminal illness is defined as any illness diagnosed that would reasonably be expected to cause death within 24 months.)
o Yes
o No

B. Do you require assistance to eat, bathe, dress or take your own medication or are you currently confined to a hospital, nursing home, mental facility or hospice or have you been hospitalized two or more times in the past twelve months?
o Yes
o No

C. Have you ever tested positive for the AIDS virus or been diagnosed or treated, or recommend treatment for AIDS, ARC, or any other immune disorder?
o Yes
o No

Any question answered "Yes" in this section will disqualify the applicant for the Express Issue Whole Life Policy.

Remember, we guarantee up to $50,000 and cover 97.5% of all declines, not to mention the fact that you'll earn 105% commission. Cover your tough-to-place cases, contact us today for a quote.

Call Tennessee Brokerage Agency at 800.624.4502 or
fill out the form to the right for more information.